Concerns What Keeps you up at night? Retirement Financial issues as retirement draws nearDo I have enough to retire?How long will my money last?Should I roll over my 401(k)?Which is best? Ordinary or Roth?Should I consolidate my retirement Plans?What are my 401(k) distribution optionsRequired Minimum Distributions (RMDs)Which asset to spend 1st, keep to last? Estate Planning Are my beneficiary designations correct?Should I stretch my IRA?Have I told my survivors my wishes?Do I know what I need to know about estate and inheritance taxes?Is my current plan maximizing my tax deductions to my heirs?Should I set up a trust?What should I do with my home at my death?What is IRD?Am I effectively managing my estate?How can I give my money away, have enough retirement income, and still pass my assets to my children/grandchildren?How do I spend the assets I have left efficiently? Eldercare Caring for my aging parentsHow will I be able to help a loved one with Alzheimer’s disease?Being a caregiverFinding the right care facility for an older relativeChoosing long-term care insuranceWhen do I consider a nursing home?Making sense of Medicare.Power of attorney issuesExecutor and Executrix responsibilities Education Planning What will it cost me to get ready?Understanding college savings options529 college planningDo I qualify for financial aid for my kids?What is FAFSA?State or Private schools?Is there a way to shelter assets? Life Events/Family Security Upcoming wedding expensesWhat to do when a relative diesNew job/career – benefits review401(k) plan choices for job changesLife insurance – How much is enough?Divorce/Spouse death: Now you’re “on your own”Grandchildren have arrives! I want to enhance their financial futureDisability: Who will pay my monthly bills when I can’t work? Financial Basics Organizing my financial recordsCreate a household budgetReducing debtCreating a simplified “big picture” plan If you have questions/concerns about any of the above click here.